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Every year approximately 7 million accidents occur in the UK. They can happen anytime, anywhere, at home or at work and personal accident insurance provides cover for employees.

Personal accident insurance covers an extensive range of accidents and pays out a cash lump sum. Insurance cover normally includes an independent financial helpline to provide financial information and advice. This helps employees and their families manage their money following a serious accident.

Personal accident insurance can be provided on either an flex benefits or a voluntary basis, through payroll deduction.