Critical illness cover
Advances in medical science means that many illnesses are not as deadly as they once used to be.
Critical Illnesses can occur in all age groups with a significant percentage of claims being made by younger people, many under 30.
Insurance Industry figures show that people are five times more likely to suffer a critical illness than die before the age of 65.
Illnesses such as Cancer, Strokes and Heart Attacks are still very serious and can have a debilitating effect on a person’s and family’s quality of life.
With group critical illness insurance, a lump sum could be paid to employees who contract any of a range of serious illnesses. This could be used to pay off a mortgage, make necessary alterations to a home or even fund medical treatments.