Global group life and protection plans
Protect your overseas employees with bespoke global life cover and income protection, designed to suit your company’s needs. At IHC, our expert consultants provide impartial and experienced advice, using our knowledge of the market and your requirements to find the best options to suit you.
The right global protection plan will provide your overseas employees and their families with financial security when they are away from home. Trust us to help you support your valued employees with the best cover.
Global cover for your employees
There are a number of cover options for your global employees.
Life cover is available up to 20 times salary and can be adjusted as circumstances change. It remains in force even if an employee’s health deteriorates.
Personal accident cover is designed to provide a lump sum should an employee lose the use of their sight, speech, hearing or suffer a permanent disability. It can bring reassurance and financial security and peace of mind in the event of an accident, depending on the severity of the injury. We are here to help you understand the best option for your needs, including tailoring the cover to match personal circumstances.
Income protection cover pays a regular income should an employee become unable to work due to an illness or injury. The global cover is able to be amended if they move countries or even visit home.
Contact usFrequently asked questions
Global Group Life & Protection Plans provide life insurance and additional protection benefits, such as disability coverage, to employees working internationally or across multiple countries.
These plans may include life insurance, accidental death and dismemberment coverage, disability insurance, critical illness coverage, and other protection benefits tailored to the needs of globally mobile employees.
Yes, employees covered under Global Group Life & Protection Plans can typically access benefits worldwide, providing them with financial protection and peace of mind regardless of their location.
Premiums may be determined based on factors such as the employee’s age, health status, occupation, and location. Insurance providers may use regional pricing models to account for differences in healthcare costs and regulatory requirements.
Multinational companies may need to consider compliance with local regulations, currency exchange rates, tax implications, and cultural differences when implementing Global Group Life & Protection Plans across multiple countries.
