Provide financial support and reassurance
Safeguard your company and your employees from costly bills and expenses and give much-needed support and reassurance in the event of a critical illness or diagnosis. At IHC, we are very experienced in critical illness insurance options, able to help you find the right fit for your business.
A critical illness can occur at any time, in people of all age groups. The correct insurance provides your employees with a financial lump sum if they contract any of a range of serious illnesses, such as cancer, a stroke, or a heart attack. With money worries sorted, they can focus on their health.
Protect your company’s wellbeing
Insurance industry figures show that people are five times more likely to suffer a critical illness than die before the age of 65. With critical illness cover, you can protect your employees and demonstrate that you take their wellbeing seriously. It can also form part of your attractive benefits package to retain your excellent employees.
You can even give your employees the chance to top up their cover with flex benefits as an attractive add-on option. Get in touch with us today for bespoke and impartial advice you can trust. Our knowledgeable and friendly consultants can help you make the right informed choice for you.
Contact usFrequently asked questions
Group Critical Illness Cover is a type of insurance that provides a lump-sum payment to employees who are diagnosed with a covered critical illness, such as cancer, heart attack, or stroke.
Covered illnesses can vary depending on the insurance provider and the specific policy, but they often include major conditions such as cancer, heart attack, stroke, organ failure, and paralysis.
Group Critical Illness Cover provides a lump-sum payment upon diagnosis of a covered critical illness, whereas Group Health Insurance typically covers medical expenses for a wide range of health conditions and treatments.
Yes, some Group Critical Illness Cover policies may offer the option for employees to add additional coverage for specific illnesses or medical conditions not included in the standard policy. This can allow employees to tailor their coverage to their individual health concerns.
Exclusions can vary depending on the insurance provider and the specific policy, but common exclusions may include pre-existing conditions and self-inflicted injuries. It’s important for employees to review the policy terms and conditions carefully to understand any limitations on coverage.
