Valuable protection for added peace of mind

Do you need help and support when it comes to income protection to benefit both your employees and your company? Have you considered what you would do if an employee was off work for the long term due to illness?

Group income protection provides access to a range of support that can help to minimise an employee’s absence. Our experienced and friendly consultants can help you find income protection insurance that works for you and your business, giving you the reassurance you will be able to provide support should the worst happen.

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Tailored income protection advice and solutions

With a group income protection policy in place, you can give your employees and their families some much-appreciated financial peace of mind. They benefit from a replacement income should the covered employee be unable to work due to extended illness or injury, and other support, including graduated return to work.

The insurer will work with both employee and employer to understand the situation and develop a sustainable return to work plan that is tailored to their needs. This can include reasonable adjustments to facilitate work, emotional support and tailored clinical interventions and rehabilitation. This valuable support is available long before any financial benefit becomes payable, aiding a faster recovery and return to work.

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Frequently asked questions

Group Income Protection Insurance provides financial protection to employees who are unable to work due to illness or injury by replacing a portion of their lost income.

If an employee is unable to work due to a covered illness or injury, they can file a claim for benefits, which are typically paid out as a percentage of their pre-disability income.

Yes, there is usually a waiting period, before benefits begin to be paid out. This waiting period can vary depending on the policy and may range from a few days to several months.

Employers may offer different levels of income protection for employees to choose from, allowing them to select the coverage amount and benefit period that best suits their needs and budget.

The benefit period, or the length of time that benefits are paid out, can vary depending on the policy. Benefit periods may range from a few months to several years, or until the employee reaches retirement age.

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