Product in focus: Unum Dental
For employers looking to boost their employee benefits offering and stay ahead of the competition, corporate dental cover brings tangible benefits to employers and employees alike.
Not only is it easy to set up and administer, it’s also a benefit that employees really want – topping the poll as the most popular flexible benefit in the Reward and Employee Benefits Association’s 2016 survey.
Why provide corporate dental cover
NHS costs have risen by 10% over the last two years, while private dental fees are unregulated and can fluctuate widely across the country. It means that your employees can find it increasingly difficult to find the money needed for essential dental treatment for themselves and their families.
With dental cover, members can claim back on regular and essential dental treatment up to the annual plan limits. It also contributes towards more complicated procedures to help keep costs manageable.
There are benefits for the employer too. A study by the Oral Health Foundation estimates that oral health problems such as toothache cost the UK economy more than £105 million each year in sick days. Dental cover can help reduce the costs of absenteeism.
A corporate dental plan encourages good oral health preventing minor troubles from becoming major concerns, which may require time off work. Poor oral health can also be linked to more serious conditions such as heart disease and diabetes, while regular check-ups can help ensure the symptoms of mouth cancer can be spotted early.
Why Unum Dental?
We’ve secured preferential rates for our clients through our partnership with Unum Dental. This means you can access enhanced benefits, over and above insurance found outside the workplace for less than the rest. These benefits include:
- Cover for pre-existing conditions – excluding mouth cancer
- Immediate cover – claims can be made from day one
- Free choice of dentist – NHS or private
- Worldwide cover
- Cover for dental implants and child orthodontics
Cover levels and policy limits apply, your IHC consultant can provide a full benefit schedule.
To discuss how a dental scheme can benefit your business, get in touch with an IHC consultant today or go to http://www.unum.co.uk/dental to find out more.