• Nick Lipczynski

    Nick Lipczynski

    Managing Director

     
    Nick Lipczynski

    Nick Lipczynski

    Managing Director

    Nick founded IHC in 1992 with the objective of providing quality independent advice, and has seen the company grow to its current size and status. IHC is first in a number of its selected marketplaces, largely due to the determination and sales experience of Nick driving the business.

    Nick gained experience with Gartmore Fund Managers and Bupa as National Sales Manager prior to establishing IHC. He is an MBA graduate and brings a relaxed and empathetic style to his wide range of clients.

  • Mark Satchell

    Mark Satchell

    Director

     
    Mark Satchell

    Mark Satchell

    Director

    Mark is a senior member of the team at IHC, working with corporate clients in the UK. Prior to joining IHC, he held positions in both a fast-growth insurance company and Bupa. Mark’s experience and expertise in health insurance matters and the UK health insurance market spans over two decades.

Professional expertise with a personal touch

IHC emblem

At IHC, we’re all about our people. Our long-standing, dedicated and knowledgeable team takes pride in delivering the highest quality service and finding you the best solutions for your needs. We truly care about each one of our clients and enjoy forming trusted and strong working relationships. If you’re looking for expert impartial advice with a personal touch, please get in touch.


  • Gemma Milford

    Gemma Milford

    Head of Group Health

     
    Gemma Milford

    Gemma Milford

    Head of Group Health

    Gemma has risen through the ranks at IHC to become Head of Group Health. Prior to IHC, she was a national account manager for HR consultancies to the NHS.

    Gemma’s role as Head of Group Health sees her leading the team of health and wellbeing advisors to ensure best in class service to our corporate clients. She takes great pleasure in leading such an exceptional group of professionals and sharing in their successes. Gemma also manages a high profile portfolio of clients across the UK and Channel Islands, and is part of the IHC Senior Leadership Team.

  • Paul Roberts

    Paul Roberts

    Senior Consultant

     
    Paul Roberts

    Paul Roberts

    Senior Consultant

    As a Senior Consultant at IHC, Paul advises corporate, SME and charity clients about employee benefits in the UK. He gets great satisfaction from helping his clients get the best benefits package and wellbeing service for their employees, and particularly enjoys this aspect of his role.

    Paul regularly speaks about PMI, health, and wellbeing in the trade press and at events to promote the clients’ needs and push the industry to a higher standard.

  • Jacqueline Wallder

    Jacqueline Wallder

    Senior Consultant

     
    Jacqueline Wallder

    Jacqueline Wallder

    Senior Consultant

    Jacqueline has worked in the healthcare industry since 1990. She joined IHC at the head office in London in 1995, working as a business development assistant providing support to several consultants in the day-to-day management of their portfolios.

    In 2002, Jacqueline helped set up the IHC Billericay office and became a business consultant, growing her own portfolio of private medical and dental insurance clients. Now a Senior Consultant, Jacqueline loves working closely alongside both her clients and colleagues and delivers an exceptional service.

  • Bernice Price

    Bernice Price

    Senior Consultant

     
    Bernice Price

    Bernice Price

    Senior Consultant

    Bernice is dedicated to giving all her clients expert advice and exceptional account management. She is a specialist consultant in mental health and a qualified therapeutic counsellor for workplace coaching, giving her invaluable additional skills.

    Bernice fully engages and empathises with her clients’ challenges, and offers robust and practical solutions in all aspects of employee health and wellbeing. She also provides training and development support to all the IHC consultants.

  • Jayne Scott

    Jayne Taylor [nee Scott]

    Senior Consultant

     
    Jayne Scott

    Jayne Taylor [nee Scott]

    Senior Consultant

    Jayne has a vast amount of experience in the healthcare industry. She began her career at Bupa, where she built up a very successful portfolio of clients and established herself as a leading healthcare professional.

    Jayne’s drive to offer her clients their own tailored solutions which match their exact needs is first class. Her exceptional knowledge of the marketplace and all health-related aspects enables her to offer unrivalled advice to both new and existing clients, providing them with real business benefits and payback for their investment.

  • John McGrath

    John McGrath

    Senior Consultant

     
    John McGrath

    John McGrath

    Senior Consultant

    John is an experienced health and wellness professional with a strong commercial and customer focus. He is passionate about achieving the best possible results for his clients, and uses his strong interpersonal and negotiation skills to drive excellent outcomes.

    John has a proven and sustained track record of success and delivery for his clients, and works closely with them to meet their needs and requirements.

  • Philip Gregory

    Philip Gregory

    Senior Consultant

     
    Philip Gregory

    Philip Gregory

    Senior Consultant

    Philip is part of both the Group Health and UK Protection teams at IHC. He has many years of established industry experience and works with a wide range of companies to provide professional advice and deliver benefit strategies and programmes that best meet the needs of his clients.

    With a clinical and business background, Philip has a clear focus on what will work best from a company and employee perspective. He has a particular interest in how employee wellbeing can improve business performance.

  • Tracy Hazelgrave

    Tracy Hazelgrave

    Consultant

     
    Tracy Hazelgrave

    Tracy Hazelgrave

    Consultant

    Tracy has long-established experience in the healthcare industry, having worked with Bupa, Bowring Healthcare, and HSBC Actuaries & Consultants before joining IHC. She manages a large portfolio of clients, offering her expertise and advice on private medical insurance, cash plans, employee assistance programmes and dental insurance.

    Tracy is very professional and trustworthy, and believes in building long-term client relationships. She has a wealth of experience in the different plans and insurers available, and tailors her advice to ensure every client receives the best solutions for them.

  • Norman Alongi

    Norman Alongi

    Consultant

     
    Norman Alongi

    Norman Alongi

    Consultant

    Norman is an experienced healthcare adviser, having worked in the industry for over 22 years. He works with clients from SME companies looking for all forms of employee benefits advice, including medical insurance, travel insurance, flex benefits and cash plans.

    Norman’s enthusiasm to resolve issues and ensure his clients are kept happy is always at the forefront of his daily duties. He looks after a large portfolio of clients and supports a number of senior consultants within IHC. Norman enjoys working closely with his clients and making their lives easier with his personal touch as he tries to make insurance fun!

  • Karen Wood

    Karen Wood

    Consultant

     
    Karen Wood

    Karen Wood

    Consultant

    Karen joined IHC in April 2005, having previously worked for a national insurer in their pensions department. She is highly experienced and well versed in both personal medical insurance schemes and group medical schemes for SMEs.

    Karen has a detailed understanding of insurers and their products, which enables her to match the available schemes to each client’s specific needs. Her commitment to looking after her clients and building a strong rapport with them, results in an enviable retention rate.

  • Simon Porter

    Simon Porter

    Consultant

     
    Simon Porter

    Simon Porter

    Consultant

    Simon has been with IHC since 2016 and utilises his experience and knowledge to identify a client’s bespoke healthcare scheme design.

    He guides clients through the complex healthcare market to provide a tailored healthcare solution that suits their business needs.

    Simon is known for his dedicated hard work ethic, resourcefulness, negotiation skills and ensures that client satisfaction is maintained.

    He delivers a high standard of account management and administration support to his clients throughout the whole year.

    He focuses on New Business and existing Private Medical Insurance schemes, Health Cash Plans, Group Dental Insurance policies, Health Assessments as well as Employee Assistance Programmes.

  • Chris Trevorah

    Chris Trevorah

    Account Manager

     
    Chris Trevorah

    Chris Trevorah

    Account Manager

    Chris delivers specialist private medical support and solutions for an extensive portfolio of schemes, staying up to date with market trends and provider innovations in order to provide the best service.

    Chris has many years of experience in the health insurance industry, with knowledge in a wide range of products, providers and additional benefit offerings, including dental and cash plans. He works with both SME and large corporate clients to ensure their requirements are met.

  • Tim Clarke

    Tim Clarke

    Account Manager

     
    Tim Clarke

    Tim Clarke

    Account Manager

    Tim has over 25 years of experience in the customer service industry. He has established experience within the broker industry, having joined IHC in September 2019. Tim works closely with clients as an Account Manager, and also looks after some of the company’s social media presence.

    Tim enjoys the variety of his role at IHC, as every day is different. He relishes the different questions and queries from every client and loves working in such a fantastic and knowledgeable team.

  • Dominic Hillier

    Dominic Hillier

    Account Executive

     
    Dominic Hillier

    Dominic Hillier

    Account Executive

    Dominic has a wealth of experience in global and UK benefits, and joined IHC in 2022. He is dedicated to providing a first class service, and supports the consulting team to achieve best in class outcomes for every client.

    Dominic enjoys forming great working relationships with clients. He is also skilled in multitasking and written communication, and loves problem solving.

  • David Hayes

    David Hayes

    Account Executive

     
    David Hayes

    David Hayes

    Account Executive

    David joined IHC in 2021 as an Account Executive in the Group Health team, bringing with him many years of experience in employee benefits.

    David uses his knowledge and understanding to assist and support the consulting team on a range of different healthcare scheme products. He also looks after a portfolio of clients, ensuring that their needs and expectations are met.

  • Alice Parmar

    Alice Parmar

    Client Administrator

     
    Alice Parmar

    Alice Parmar

    Client Administrator

    Alice joined IHC in January 2023 with many years of administration experience in the private and public sector. She assists the consulting and account management team with the complex administration requirements of running successful benefit programmes.

    Alice also supports senior managers within IHC, and ensures correspondence is dealt with during offsite meetings.

  • Sandra Vaughan

    Sandra Vaughan

    Head of Group Risk

     
    Sandra Vaughan

    Sandra Vaughan

    Head of Group Risk

    Sandra joined IHC in November 2007, bringing a wealth of experience in corporate consultancy and employee benefits and protection. She has detailed knowledge of the industry, enabling her to work closely with both insurers and clients to ensure the best advice and solutions are offered.

    Sandra leads the group protection team at IHC, supporting an exceptional group of consultants to deliver the best possible service for every client. She enjoys leading by example, with her dedication, enthusiasm, and excellent communication skills making her an asset to the IHC team.

  • Louise Mitch

    Louise Mitch

    Consultant

     
    Louise Mitch

    Louise Mitch

    Consultant

    Louise joined IHC in July 2004 as an administrator and progressed to her current role as a consultant within the Group Risk team. She has an in-depth knowledge of all group risk related products and offers invaluable advice to her clients.

    Louise places great importance on ensuring that she builds a great relationship with her clients, not only at renewal time but making sure they are kept updated with insurer and product changes throughout the year. Many of Louise’s clients have been with her since she started with IHC, which is a testimony to her excellent relationship building and skills.

  • Amy Thorpe

    Amy Thorpe

    Consultant

     
    Amy Thorpe

    Amy Thorpe

    Consultant

    Amy joined IHC in 2010, initially on a part time basis to provide administrative and sales support for the team. She has since progressed to a consultant role, working with her own portfolio of clients and using her skills and knowledge to provide bespoke solutions and advice for their individual needs.

    With many years of experience in group risk insurance, Amy is well-placed to support her clients and ensure the smooth running of their policies. She enjoys working within the UK Protection team.

  • Alison Clarke

    Alison Clarke

    Consultant

     
    Alison Clarke

    Alison Clarke

    Consultant

    Alison has worked in the risk benefits market since 2000, gaining experience at a major risk insurer before joining IHC in 2004. She delivers high quality advice and management to a wide range of clients, finding the right solutions for their requirements. Alison is passionate about ensuring her clients receive the maximum return on investment for the spend made on risk benefits.

  • Philip Gregory

    Philip Gregory

    Senior Consultant

     
    Philip Gregory

    Philip Gregory

    Senior Consultant

    Philip is part of both the Group Health and UK Protection teams at IHC. He has many years of established industry experience and works with a wide range of companies to provide professional advice and deliver benefit strategies and programmes that best meet the needs of his clients.

    With a clinical and business background, Philip has a clear focus on what will work best from a company and employee perspective. He has a particular interest in how employee wellbeing can improve business performance.

  • John Tregear

    John Tregear

    Senior Claims and Technical Consultant

     
    John Tregear

    John Tregear

    Senior Claims and Technical Consultant

    John is a specialist claims management expert for group income protection, life and critical illness insurance claims. He works within the group protection team, providing a unique service through helping corporate clients manage difficult and more complex claims with ease.

    John has extensive knowledge and experience in this area, and adds considerable value to the service offered to our clients.

  • Nazmi Khanom

    Nazmi Khanom

    Senior Account Executive

     
    Nazmi Khanom

    Nazmi Khanom

    Senior Account Executive

    Nazmi joined IHC in 2013, having previously worked for the largest UK protection insurer for five years. She has valuable experience in pressurised environments, and is highly skilled at self-motivation and working on her own initiative to get the best results.

    Nazmi enjoys working in the group risk team at IHC, and has developed a comprehensive skill set and an innovative and solution-focused approach. She uses her expertise and experience to ensure she continually meets the needs of both SME and large corporate clients.

  • Hayley Sheehan

    Hayley Sheehan

    Account Executive and Claims Consultant

     
    Hayley Sheehan

    Hayley Sheehan

    Account Executive and Claims Consultant

    Hayley joined IHC in 2014 after gaining experience in the general insurance industry. Within the group protection team, she provides claims management support to clients, and assists senior consultants with their portfolios of corporate clients.

    Hayley has an extensive knowledge of a wide range of employee benefits products and additional services, and provides an end-to-end service for clients, making a difference in their provision of employee benefits.

  • Rob Fellows

    Rob Fellows

    Account Executive

     
    Rob Fellows

    Rob Fellows

    Account Executive

    Rob joined the IHC group protection team following three years working for Capita. He has a good knowledge and understanding of flex schemes and deals with general administration processes to ensure that he meets the needs of every client.

  • Monika Khullar

    Monika Khullar

    Account Executive

     
    Monika Khullar

    Monika Khullar

    Account Executive

    Monika works in the Group Protection team, supporting two consultants with their portfolio of clients. She comes from a strong group protection background, and has extensive administrative experience in this field.

    Monika provides clients with daily assistance and support in the handling of their Corporate Employee Benefit packages, in particular assisting with the processing of annual renewals, market reviews, medical underwriting, claims, and general day-to-day scheme enquiries. Monika is also Cert CII qualified, having passed a number of industry exams in group protection.

  • Danny Wright

    Danny Wright

    Account Executive

     
    Danny Wright

    Danny Wright

    Account Executive

    Danny joined IHC in 2018, bringing his decades of experience in financial services and knowledge of employee benefits. He has an exceptional understanding of the whole group protection market, including flexible benefits and pensions. Danny is dedicated to finding the best benefits solutions for every client.

  • Harrison Ellis

    Harrison Ellis

    Account Executive

     
    Harrison Ellis

    Harrison Ellis

    Account Executive

    Harrison has been in the group risk industry for 10 years. Having previously worked at Zurich, he has extensive experience in flex products, accounting and general administration processes to ensure the clients’ needs are met.

    Harrison joined IHC in October 2023 and is enjoying learning the broker way of working. He works alongside the consultants, ensuring they have everything they need when conducting a market review or renewal. Harrison really enjoys working with such a great team, and loves the flexibility of his role.

  • David Heppard

    David Heppard

    Head of Global

     
    David Heppard

    David Heppard

    Head of Global

    David joined IHC in 1997, and enjoys leading the global team. His success has always been grounded in the principle that by offering his clients the widest range of plans from a broad and diverse group of insurers, he is able to find the best expat service and coverage at the best rates.

    David has first-hand experience of living and working as an expatriate. Prior to joining IHC, he held a multinational role with Bupa International, working with joint ventures and agents. He also lived in Dubai for six years and travelled extensively around the region on business. David’s multicultural knowledge brings a unique level of expertise to his global clients.

  • Alix Kading

    Alix Kading

    Global Consultant

     
    Alix Kading

    Alix Kading

    Global Consultant

    Having spent her formative years living as an expat in Holland, Hong Kong and Singapore, Alix is familiar with and understands the needs and requirements of her clients.

    Alix began her career in medical insurance at Bupa UK, before joining IHC’s global division in 2001. She is highly experienced, providing our SME and large corporate clients with the highest level of customer service. Alix works closely with small to medium sized corporate clients, finding the best solutions for their needs in the global market.

  • Laura Louis

    Laura Louis

    Global Consultant

     
    Laura Louis

    Laura Louis

    Global Consultant

    Laura joined IHC’s global team in 2008, and has many years of experience in the global field. She provides the highest level of customer service to the existing client portfolio, and works closely with small, medium and large sized corporate clients to help them find the best solutions for their needs.

  • Paul McKeon

    Paul McKeon

    Global Consultant

     
    Paul McKeon

    Paul McKeon

    Global Consultant

    Paul joined the IHC Global team in March 2018, having gained experience in several health insurance and benefits roles. He looks after the global individual portfolio, focusing on private medical and travel insurance products for his clients.

  • Salim Gani

    Head of Personal

     

    Salim Gani

    Head of Personal

    Salim qualified as an aircraft engineer and then spent a decade as a graphic designer before changing direction and moving into health care. He gained experience and success at Bupa before joining IHC as a specialist adviser to personal clients on medical and protection plans.

    Salim is a passionate and dedicated senior consultant, and offers a high standard of service to every client. He spearheaded the growth in internet-generated business for IHC to offer UK clients a professional healthcare service, including protection plans.

    Aside from his role as a specialist senior consultant, Salim dedicates much of his time to volunteering and is passionate about playing his part in community and society as a whole. This includes chaplaincy volunteering for the sick in the Intensive Care unit at the UBHT (University Hospitals Bristol NHS Foundation Trust), and supporting children and their families at Charlton Farm Hospice. Salim also volunteers on an ad-hoc basis for the Muslim community within the South West region.

  • Sandra Stringer

    Sandra Stringer

    Administrator

     
    Sandra Stringer

    Sandra Stringer

    Administrator

    Sandra joined IHC in October 2004 as Administrator to the senior consultant Salim Gani, dealing with the consumer protection and PMI market. She is also responsible for supporting and maintaining the personal consumer database, which involves working with insurers and maintaining client records.

    Prior to joining IHC, Sandra worked for a company offering IT support across the globe and was responsible for day-to-day office support. She has many years of experience in PA and office manager roles which makes her an asset to the IHC team.

  • Sajjad Gani

    Sajjad Gani

    Account Executive Support

     
    Sajjad Gani

    Sajjad Gani

    Account Executive Support

    Before joining the team at IHC, Sajjad worked as a studio assistant in a design company. He gained numerous skills which have translated into the private medical sector, enabling him to communicate effectively with clients and provide them with exceptional customer service.

    Sajjad has worked for many years with his father, Salim, a senior consultant at IHC. In this time, he has gained a wealth of invaluable knowledge and experience. Sajjad works in the IHC Weston office, providing support, keeping systems updated, and providing quotes to new clients.

    Sajjad enjoys his role at IHC and feels a great sense of achievement when clients are happy.

  • Julie Bradley

    Julie Bradley

    Human Resources Consultant

     
    Julie Bradley

    Julie Bradley

    Human Resources Consultant

    Julie has over 20 years of hands-on experience as a generalist within the media and financial sector. She has been involved in many high profile HR projects, including outsourcing and downsizing businesses.

    Julie specialises in risk awareness for employers, including reviewing and updating employee handbooks, policies and procedures in line with current legislation. She is also passionate about coaching and career management, and helping individuals realise their potential or improve their performance.

  • Ray Stibbards

    Group Compliance Officer

     

    Ray Stibbards

    Group Compliance Officer

    Ray is an FCII qualified experienced compliance and risk consultant, working actively in the insurance market with brokers, insurers and specialists alike. His enthusiastic personality and can-do attitude helps to make compliance a valuable resource that is embraced at IHC. He enjoys the challenges presented by the regulator!

  • Lesley Lipczynski

    Lesley Lipczynski

    Health Management Consultant

     
    Lesley Lipczynski

    Lesley Lipczynski

    Health Management Consultant

    Lesley is a health management consultant with a broad business background. She has a wealth of experience gained in both managerial and operational environments, giving her sharp insight into the commercial imperatives behind investment in employee health and wellbeing, as well as the costs of failure to manage workplace wellbeing effectively.

  • Deborah Goodman Stibbards

    Deborah Goodman Stibbards

    Audit and Compliance Director and Consultant

     
    Deborah Goodman Stibbards

    Deborah Goodman Stibbards

    Audit and Compliance Director and Consultant

    Deborah is an experienced cross-class underwriter, compliance director and consultant.

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