Expert travel insurance advice to suit your company

Do you have appropriate cover in place for your employees when they travel on behalf of the company? As an employer, you have a duty of care, and the business is legally liable for travelling employees.

Business travel insurance is often overlooked, but should be considered an essential element of your risk management strategy as a cost-effective means to offset that legal liability. At IHC, we can help you find the right solution for you.

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The right travel cover when you need it

The right business travel insurance for your company gives you reassurance as an essential risk mitigation tool, but can also form part of an attractive staff benefits package. By allying the insurance to a business and leisure travel policy, you can offer your employees a low cost and high value benefit they can trust.

At IHC, our experienced and long-established consultants offer independent reviews of your existing travel insurance arrangements to help you ensure that your employees have the right cover in place when it is needed most. We are a leading travel insurance intermediary and passionate about finding the best travel insurance package for your business.

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Bespoke solutions from a range of providers

We are pleased to offer multiple options through a selection of travel insurance providers, giving standard and bespoke solutions to suit your specific business needs on a national, international or global basis. We can help you build custom product and delivery solutions for most occupations and travel destinations. Trust IHC for the exceptional standard of service you expect and deserve.

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Frequently asked questions

Business Travel Insurance provides coverage for employees traveling for work purposes, including medical emergencies, trip cancellations, lost luggage, and other unexpected events. It’s important because it helps protect both employees and the company from financial losses and liabilities.

Business Travel Insurance typically covers emergency medical expenses, trip cancellations or interruptions, lost or delayed luggage, and other travel-related incidents.

Exclusions and limitations can vary depending on the insurance provider and the specific policy. Common exclusions may include pre-existing medical conditions, high-risk activities, and travel to certain countries with travel advisories.

Employees typically need to contact the insurance provider or their employer’s HR department to initiate the claims process. They may need to provide documentation such as medical bills, receipts, and proof of travel.

Yes, Business Travel Insurance can often be customized to meet the specific needs of a business, including coverage for frequent travelers, international travel, and specialized coverage for high-risk activities or destinations.

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