Local expertise with international strength
At IHC, we are experts in offshore health and protection insurance, and have been working with organisations in Jersey, Guernsey and the Isle of Man for over 20 years.
Our expert consultants understand the importance of healthcare and risk provisions to Channel Island residents and businesses, and the key role this plays in providing support and benefits for your employees.

Exceptional standards of tailored advice
We hold a dual position in the UK and Channel Islands, ensuring we are ideally placed to give expert, bespoke and impartial advice to offshore businesses and individuals on both health and protection insurance options.
Our regular presence in Jersey, Guernsey and the Isle of Man enables IHC to use our position as a leading UK intermediary to the advantage of our Channel Islands clients, finding the right fit for your exact needs and requirements. We have significant negotiation strength with many insurers, and ensure our clients are kept fully up to date with any UK directives or decisions that may impact Channel Island insurance provision.
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Support and guidance for every offshore client
Our dedicated consultants work closely with our offshore clients to ensure your level of cover and insurance provider suits and supports the needs of offshore living. Whether it is GP charges, travel and accommodation arrangements, or helping you understand the reciprocal arrangement, our IHC Channel Islands team are here to guide you through the complexities of offshore insurance with a trustworthy and friendly approach.
For a FREE assessment of your individual or your company’s insurance arrangements, please contact Gemma Milford directly on 0207 427 0654 or by email: gmilford@ihc.co.uk
Read Gemma’s bio