Group Health

We are passionate about group health, helping every client with bespoke advice on the very best insurance that aligns with your budget, ethos and business objectives.

Our expertise spans all core elements of corporate health provision including underwriting structures (such as moratorium, full medical underwriting (FMU), designing the right excess strategy to balance cost and employee experience, and advising on clinical pathways from open referral models to full consultant choice.

We also help clients navigate network tiers, ensuring the right hospital and consultant access for your workforce, and support robust claims governance to improve sustainability and reduce unexpected cost exposure.

Through detailed market reviews, we frequently identify meaningful savings, often achieved through optimised underwriting terms, enhanced benefit design or improved provider negotiations – while maintaining or improving scheme quality.

Simply put, group health is what we do. Our experienced and knowledgeable consultants work with clients every day on private medical insurance and complementary health solutions, bringing unrivalled support and attention to detail. Whether reviewing underwriting approaches, controlling claims inflation, or redesigning cover for a diverse workforce, you can trust us to find the most effective, sustainable and well‑supported health cover for your business.